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Long-Term Care Insurance Companies

Represented by
Caldwell Insurance Services, LLC

Insurance 1st Year LTCI Independent Assets
Companies Policy Offered Ratings as of 11/2013

Genworth Financial 1974 A.M. Best A $42 Billion
  Standard & Poor A-

John Hancock 1987 A.M. Best A+ $63 Billion
  Standard & Poor AA-

MedAmerica 1987 A.M. Best B++ $1 Billion
  Standard & Poor A-

Mutual of Omaha 1987 A.M. Best A+ $5 Billion
  Standard & Poor A+

Transamerica 1990 A.M. Best A+ $104 Billion
  Standard & Poor AA- 

Long-Term Care Insurance Companies:
     * Genworth Financial
     * Mutual of Omaha
     * Transamerica
     * MedAmerica
     * John Hancock

Specialty Long-Term Care Insurance Companies:
     * United Security Assurance
     * Guaranteed Trust Life

Discounted Home Care Services:
     *    True Freedom

Life Insurance:
     * All Major Companies

Final Expense:
     * Gerber (no health questions--Guaranteed Issue)

Comprehensive Aging Website: